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BAC Panama statement to Excel

Your BAC Panama statement as a spreadsheet, references kept and every balance checked.

Drop your BAC Panamá statement PDF
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BAC Credomatic is one of Central America’s largest banking networks. Its Panama statement lists Fecha, Referencia, Descripción, Débito, Crédito and Saldo.

StatementEasy keeps the reference with the description and checks every balance.

A sample BAC Panamá statement PDF next to the same transactions in a spreadsheet, every row matching the running balance
Fictional data in the BAC Panamá statement layout, read by StatementEasy.

Download your BAC Panama statement

  1. Sign in to BAC Banca en Línea or the BAC app.
  2. Open the account and choose Estados de cuenta.
  3. Download the PDF.
  4. Drop it into the converter above.

BAC Panama columns in your sheet

On the statementIn your sheet
ReferenciaKept with the description
DébitoMoney out
CréditoMoney in

Regional business

Each transfer keeps its reference, so a payment from a client in Costa Rica or Guatemala is found in seconds.

An example line

04/03/2025 50218744 PAGO CABLE ONDA 49.99 3,652.40 becomes money out 49.99 and balance 3,652.40.

Why the reference is not an amount

BAC references are long numbers. A careless reader takes them for money; here the Referencia column is recognised and joined to the description, so amounts only come from Débito, Crédito and Saldo.

Panapass top-ups

Toll top-ups for the corridors appear every few weeks; the Recurring sheet adds up what tolls cost you in a year.

Last tested October 2026. StatementEasy is not affiliated with BAC International Bank, Inc. (BAC Panamá).

Questions

BAC Costa Rica and Guatemala?

Both recognised, each with its own layout.

Is my statement uploaded?

Your browser reads the PDF first, on your device. Only if it cannot read it is the file read on our server, and deleted right after.

Is StatementEasy made by BAC Panamá?

No. StatementEasy is an independent tool and is not affiliated with BAC International Bank, Inc. (BAC Panamá).

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