Access Bank Ghana statement to Excel

Access Bank (Ghana) is the Ghanaian arm of Nigeria’s Access Bank group and grew quickly through acquisitions in the 2010s. Its statement has Posted Date, Value Date, Description, Debit, Credit and Balance, with each balance followed by Cr when you are in credit or Dr when the account is overdrawn.

StatementEasy reads Cr balances as positive and Dr balances as negative, so an overdraft shows correctly in your sheet, and checks every balance from the opening line.

How to download your Access Bank Ghana statement

1. Open AccessMore or Access Online.
2. Choose the account, then Statement. Select the dates.
3. Download the PDF.
4. Drop it into the converter above.

Access Bank Ghana columns in your sheet

On the statement	In your sheet
Posted Date	Date
Value Date	Value date, its own column
Debit	Money out
Credit	Money in
5,200.00 Cr	5200.00
1,150.00 Dr	−1150.00

Cr and Dr balances

Writing Cr or Dr after a balance is clear to a banker but useless to Excel, which sees text. In your download the letters are gone: a credit balance is a positive number and a debit balance a negative one, so you can chart the balance over the month and see exactly when the account went into overdraft.

Debit and Credit columns are separate from these letters: a Debit is always money out, whatever the balance.

Overdraft and loan repayments

If you use an overdraft, the days the balance is negative are the days interest is charged. Sort by balance or chart it to see how often you dip below zero and for how long.

An example line

On the PDF: 09-Mar-2025 09-Mar-2025 MTN AIRTIME 50.00 2,310.45 Cr. In your sheet: date 09/03/2025, money out 50.00, balance 2310.45.

Access Bank across Africa

Statements from Access Bank Nigeria are recognised too. If you hold accounts in both countries, convert them separately: each is checked in its own currency.

Last tested October 2026. StatementEasy is not affiliated with Access Bank (Ghana) Plc.