Caixa Geral de Depósitos statement to Excel
Turn your CGD current account statement into a spreadsheet with every balance checked.
- Checked every row against your balance
- Private read on your device first
- Excel & CSV plus QuickBooks, Xero and Quicken files
- Free no sign-up, no page limits
A Caixa Geral de Depósitos statement lists the movement date, value date, Descritivo, Débito, Crédito and Saldo contabilístico, with dates like 05-03-2025 and amounts like 1.234,56.
StatementEasy keeps both dates, turns every amount into a number and checks each balance against the one before.
Download your CGD statement
- Log in to Caixadirecta (app or web).
- Open Extratos.
- Download the PDF.
- Drop the PDF into the converter above.
CGD columns in your sheet
| On the statement | In your sheet |
|---|---|
| Data mov. / Data valor | Date / value date |
| Débito / Crédito | Money out / money in |
| Saldo contabilístico | Checked on every row |
MB WAY and direct debits
MB WAY transfers, Multibanco payments and direct debits keep their full description, and the Recurring sheet lists the monthly ones.
For Portuguese tax and mortgages
Convert the year for your IRS return, or three to six months for a mortgage application.
A line, explained
05-03-2025 05-03-2025 COMPRA CONTINENTE LISBOA 45,90 2.318,40 becomes date, value date, the description, money out 45.90 and balance 2318.40.Integrated statements
CGD’s Extrato Integrado can group several products in one PDF; each account’s movements are read and checked against their own balance.
Book balance vs available balance
The book balance (saldo contabilístico) is the one checked on every row; the available balance, when printed, includes holds and overdrafts and is not used for the check.
What your CGD spreadsheet contains
Each row of the file is one transaction: the date as a real date, the full description, money in and money out as numbers in separate columns, and the running balance where CGD prints one. The value date has its own column next to the movement date. A first tab summarises the statement — period, opening and closing balance, totals in and out, and whether the check passed — and the Monthly, Categories and Recurring sheets come in the same download.
Using it for IRS, a mortgage or renting
For the Portuguese IRS return, convert the whole year and compare health, education and rent with what e-Fatura shows. For a mortgage, banks usually ask for three to six statements; the Monthly sheet and Insights give them at a glance.
Self-employed? Export Excel or CSV for your accountant or invoicing software.
If something looks wrong
- Several accounts in one PDF — each is checked against its own balance.
- A row does not match — it is highlighted and can be corrected.
- Available vs book balance — the book balance is the one checked.
Last tested October 2026. StatementEasy is not affiliated with Caixa Geral de Depósitos, S.A. (CGD).
Questions
Are both dates kept?
Yes, the movement date and the value date each have a column.
Do integrated statements with several accounts work?
Yes, each account is checked against its own balance.
Which balance is checked?
The book balance on each row.
Is my statement uploaded?
Your browser reads the PDF first, on your device. Only if it cannot read it is the file read on our server, and deleted right after.
Is StatementEasy made by Caixa Geral de Depósitos?
No. StatementEasy is an independent tool and is not affiliated with Caixa Geral de Depósitos, S.A. (CGD).
Your next statement, in a spreadsheet
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