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Dutch bank statements to Excel

Statements from the main Dutch banks as spreadsheets, every balance checked.

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Expats in the Netherlands need statements for a rental, a mortgage, allowances (toeslagen) or the Dutch tax return. StatementEasy converts each PDF to Excel, CSV, CAMT.053 or MT940 and checks every balance.

Dutch statements use Af (out) and Bij (in) and amounts like 1.234,56; all are read in full.

Banks

Detailed pages: ING, Rabobank, ABN AMRO, SNS, ASN Bank, Triodos Bank, bunq, Knab.

Eight layouts

ING puts Af or Bij after an unsigned amount; Rabobank, ASN and Triodos have Af and Bij columns; ABN AMRO and Knab a value date; SNS and bunq one signed amount, bunq newest first.

Box 3 and your tax return

Dutch savings tax uses your balance on 1 January; the Summary sheet gives each account’s closing balance.

Statement words

On the statementWhat it means
Af / BijMoney out / money in
BeginsaldoOpening balance
RentedatumValue date

Your first Dutch bank account

Most expats open a Dutch account once they have a BSN (citizen service number). Until then, statements from your home bank work just as well: drop them together with your new Dutch statements and each keeps its own balance check.

Allowances (toeslagen)

Healthcare and rent allowances are paid in advance and recalculated later, sometimes with a repayment. Filter your statements for “TOESLAG” to see every payment you received in the year before the final assessment arrives.

Splitting bills with Tikkie

Tikkie requests and payments show the other person’s name; filter for “TIKKIE” and the Monthly sheet shows how much you paid and got back each month.

Questions

Can I combine two banks?

Yes, each balance is checked within its own account.

Is my statement uploaded?

Your browser reads the PDF first, on your device. Only if it cannot read it is the file read on our server, and deleted right after.

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